Superannuation and Retirement Planning

Secure your financial future with expert superannuation and retirement planning designed to maximise your income and minimise tax as you approach retirement.

Planning for retirement requires more than just saving money – it’s about creating a strategy that maximises your superannuation, minimises tax liabilities, and ensures you have a stable income stream in your retirement years. At Strategem, our retirement planning experts work with you to optimise your super contributions, develop investment strategies that grow your retirement savings, and ensure you have the financial security to support your desired lifestyle. Whether you're nearing retirement or starting to plan early, we offer tailored advice to help you meet your retirement goals and enjoy peace of mind in your later years.

What’s involved:

Superannuation Contribution Maximisation

We help you maximise your super contributions, ensuring you take full advantage of tax benefits and contribution caps to grow your retirement savings.

Tax-Efficient Retirement Strategies

Our team structures your retirement income and superannuation to minimise tax liabilities, maximising the income available to you in retirement.

Retirement Income Stream Creation

We develop a tailored plan to create a secure and stable income stream, helping you maintain your desired lifestyle throughout your retirement.

Investment Strategy for Superannuation Growth

We provide ongoing advice on how to invest your superannuation for long-term growth, balancing risk and reward to achieve your retirement objectives.

Ongoing Retirement Plan Reviews

Your financial needs can change as you approach or enter retirement. We offer continuous reviews of your retirement plan to ensure it adapts to your evolving circumstances.

Are you ready to plan for a secure and comfortable retirement?

Contact Strategem today to receive personalised superannuation and retirement planning advice that sets you up for a financially confident future.

HEAR IT FROM OUR CLIENTS

  • Thank you for all your patient advice over our years together. You are the one of the main reasons we are currently enjoying a worry-free retirement.

    - Gabrielle

  • The most helpful and knowledgeable team that always has time for us and makes us feel special.

    - Ivan

  • All staff we deal with are very professional and also very approachable. We get prompt action with any queries we may have.

    - Dianne

  • I cannot fault the service from Trevor and his team.

    - James

  • Excellent, efficient and friendly service that fully meets our needs. We value Strategem very highly. Thank you.

    - John

  • Premium service from a friendly and supportive team. Strategem makes tax time simple!

    - Andrew

  • Excellent support from Brett with our superannuation and financial planning with a zoom meeting, email correspondence and then a follow up phone call. Our tax return process with Ashley and team has been outstanding. So very impressed with the support at this time.

    - Barbara, Bendigo client

Strategem Financial Services | Bendigo & Melbourne | Resources

DOWNLOAD YOUR SPREADSHEET

Personal Budget
Spreadsheet

Begin by budgeting your personal income and expenses to live a more enriched life.

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Strategem Financial Services | Bendigo & Melbourne | Resources

INSTANT CALCULATOR

How much Super will you have to fund your retirement?

Get the answer in less than 1 minute*

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We get that just because we love numbers doesn’t mean you have to.

Our specialised advice will support the health of your family and your business. So let us take the stress away and navigate the complex world of wealth management for you. Fill out our enquiry form below.

Strategem Financial Services | Bendigo & Melbourne | Wealth Management